November brings an increase in deer activity on the roads around Urbanna, Middlesex County, and the Middle Peninsula, especially near dawn and dusk. Many of us travel these same rural roads every day, so a little extra caution can make a difference. Slow down in wooded areas, watch for deer crossing signs, and remember that when one deer crosses, others may follow. If a collision happens, move to a safe place when possible, turn on your hazard lights, contact the appropriate authorities, and avoid approaching the animal. Our local team is also here to help customers understand the coverages and deductibles shown on their auto policies before they need them.

Reach out to my office and let’s make sure your coverage still fits your life.

Does my policy cover recreational vehicles?

Because Urbanna is located on the Rappahannock River, customers often ask how boats, jet skis, camping trailers, motorcycles, and ATVs should be insured. Coverage varies by vehicle and policy, so our team can help you review the details and understand your options.

Is flood insurance included in my policy?

Living on the Middle Peninsula means coastal and storm flooding can be a concern. Customers often ask whether their homeowners policy includes flood coverage or whether separate coverage may be needed. Because policies and individual circumstances vary, our team can help you review your current coverage and discuss available resources.

Do I need a medical exam to get covered?

Families often ask how the underwriting process works and whether they may qualify for simplified-issue or no-medical-exam options.

Welcome to the Jamie Cornette State Farm Insurance Agency! I began my insurance career in 2015 with the goal of opening my own agency. As a longtime resident of Middlesex County, I was proud to open my office in Urbanna in 2018. My team and I have 25 years of combined insurance experience.

Our office helps customers who are relocating to or already living in Middlesex, Gloucester, and Lancaster counties and throughout the Middle Peninsula and Northern Neck, including Urbanna, Saluda, Deltaville, Christchurch, Locust Hill, and Topping.

We help individuals and families with auto, homeowners, renters, life, boat, motorcycle, and ATV insurance. We also help local business owners with business insurance, including workers’ compensation coverage. Our office serves customers throughout Virginia.

As a local business owner, I love seeing our community thrive and value the opportunity to help neighbors understand their insurance options. Contact us or stop by our Urbanna office to ask a question, review your current coverage, or request a quote. We look forward to meeting you!